Cash Advance

Question: Cash advance?
Does anyone know of any places online for a quick cash advance?? yes I know they arent good but im not asking for your opinions just an answer to whether there are any places that I can get a quick cash advance??

Answer: Need a little info. Do you have a job? a credit card? If you don't have at least one of these, you're probably out of luck unless you have some good/stupid friends

There are places that offer "paycheck loans" which essentially upfront you your paycheck and you have to pay it back when you actually receive it. Unfortunately they are losing propositions and will probably take you further in debt than help you. Most of these loans charge in effect 100-1000% apr. You can find them in the yellow pages under check cashing services

You can do a cash advance if you have a credit card through an ATM which is better than a paycheck loan, but if you can hold out it will be better for your overall

 

Question: How can I get a cash advance or a loan today with bad credit and no bank account?
I need a cash advance ASAP or a personal loan today or tomorrow but I dont have a bank account. Most of the websites I went to requires a bank account. Does anyone know how I can get a cash advance or personal loan wired to like a western union or something instead of an account?

Answer: Borrow from your family

 

Question: How can I take cash out of my credit card without using a cash advance?
I need $3000 cash quick, and I have a $3000 credit limit but a $600 cash advance limit. I also dont wanna pay the cash advance fees?

Answer: You can't. Even if you make a purchase and get cash back at the time of the purchase, it's considered a cash advance. Some cards waive the cash advance fee if you get it at the time of a purchase, but you still accrue intereste charges from that point. You would also not be able to get $3000 cash on a credit card with a $3000 credit limit. There is no way around that.

 

Question: What happens if a cash advance loan goes unpaid?
I have a cash advance loan out and don't have the cash to pay it back. If the post dated check goes through I will be in major debt. I wanted to put a stop payment on my check. What action will the lenders take?

Answer: They will probably either send bill collectors after you, or they will pursue legal action.

 

Question: What Is the Best Lender to get a Cash Advance From?
i need a cash advance, i quit my job. i found a new job, and i start tomorrow but i need a cash advance to pay my bills before they get shut off, and my credit goes bad.
any body know of a site online where i can get a cash advance from, paying a minimum monthly charge or biweekly?

Answer: I guess you need payday loan. If can borrow money from a friend but don't get a payday loan.

 

Question: How can i get a cash advance without a job?
I need an instant online cash advance but I dont currently have a job, so I was looking for a cash advance that doesnt check employment and your income.

Answer: Why would anyone take the risk of loaning you cash if you have no means to pay it back? If you find a place that does this, let us know, I'll call the BBB.

 

Question: How can one use their credit cards to invest without the investment qualifying as a cash advance?
Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it off of you. It featured some investment guru who talked about using available balances on credit cards for investments that have a higher rate of return than the credit card carries. I have a 0% until July 2007 with plenty to invest if I decided to do this, but how would I avoid the cash advance rate if it would be regarded as cash? Are there any investments that would list the transaction as a purchase? Please help, I am confused.

Answer: First you must make sure you know what you actually have -

is it 0% on purchases or balance transfers?

In neither case, it would not apply to a withdrawal at an ATM - interest kicks in from day 1 - banks are not dumb!

But for instance - if it is on purchases and if you buy something - and then sell it quickly (maybe on Ebay or to a friend?) and use that cash to invest in say, a 3 month CD earning interest - now we are talking.

 

Question: What constitutes a cash advance on my credit card?
I just want to know how my statement continues to reflect a cash advance balance when, to my knowledge, we've not used our credit card to obtain hard cash.

Answer: the checks that you get in the statement are also cash advance checks but with a lower rate, or if you EVER made a cash advance with your credit card and haven't paid the full balance of that advance, its still going to reflect on your bill. if you are 100% sure you didn't do one, put in a claim and you will get your money back.

 

Question: Where can I find a good and legitimate site for cash advance?
I need a cash advance for $1500, there is so many I don't know which to go with. I need one for bad credit and one that offers small monthly paybacks without a huge interest rate. Does anyone know of any with guarenteed approval?

Answer: I'm not aware of any, so I don't think I can answer your question. However, I'd like to ask how you got into financial difficulty. The reason I ask is that you have bad credit, yet want to owe someone else. I'm only guessing, but it sounds like you are doing what you have done before....borrow. If the money is for absolute survival, then I understand, if it's not, then a change of spending habits is in order, or you will more than likely continue doing what you are doing without any positive changes that you could benefit from in the future.

 

Question: Can I get a payday cash advance loan without a checking account?
I am currently employed but don't have a checking account, can I get a payday cash advance loan?

Answer: That answer depends entirely upon the lender. The lender generally sets the policies, not the law.

So, you just need to shop around.

 

Question: How do I get a cash advance at a bank?
I'm in a tight financial situation and I need to deposit some money into my bank account. Can I just go to my bank and have them run my credit card to get a cash advance? I have a pin number for my credit card, but the ATM will limit what I can take out per day, and will charge a fee for each transaction.

Answer: Visit any bank and tell them you need a cash advance from your credit card. If you arent a member of that bank then you will only be able to withdraw up to $500 and they will more than likely charge you a withdrawal fee which is usually $5. If you have a bank then you should go to your bank where you can avoid limitations and fees.

 

Question: What do you think about getting a 0% interest cash advance on a credit card?
And using the money to buy stocks.

Generally, these cash advance offers I have been receiving are for 6 months, but I might be able to find one for one year.
After that, you are required to pay interest.

So, I borrow $10,000 dollars from my card at 0% (free money) and invest it. I pay it all back before the interest charges start kicking in. If you know of a better investment than stocks, tell me.

Answer: You haven't just discovered something that nobody else knows. It's called THE CARRY TRADE... borrowing money at a low interest to make money on a higher interest fund... the japs have been doing it in AmeriKa for years.

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