Question: I need a good company (who takes bad credit) to refinance a Cashcall Loan - Anybody know of one?
I have a $5600 loan with Cashcall that is killing me. I have bad credit (now partially because of this loan) and I am looking for a bank of finance company that will refinance it even it. (no interest rate could be higher than what I have now. Any help or reference will be appreciated. I am a renter, so I cannot debt consolidate this into a home Equity loan or the like.
Answer: If you have a poor credit score, it is difficult to get a loan from most banks and financial institutions. Credit is usually available only at a very high interest rate.Only few companies provide loan with poor credit score.Check out link for details.
Question: Whats a good AUto company to refinance with Bad credit?
6 months ago i refinanced a truck under my name only for my sister and im struggling every month with her to give me payments i dont want to mess up my credit so i want to refinance under her name and she had bad credit and i already tried capitol one but they denied her...what else can i do ...any info ...i know it was a bad decision on my part ....
answer: If she is not paying you as agreed then maybe you need to make some hard decisions. I don't think you will have any luck refinancing the car in her name so here are some options. Have her take the car to a dealership to trade it in where they advertise for secondary financing. She will need some money down which you may need to help with in order to get yourself out from under this thing. Another option is to sell the car for what you can get out of it. You did a favor that is not being fulfilled & now it sounds like your credit is affected. Take charge of the situation.
Question: How difficult is it to refinance with bad credit?
We bought our house 11 years ago, owner finance. We have NEVER had a late payment, but unfortunately, the man does not report to the credit agency. Anyway, we owe $60K on the house and it is worth around $350K. We would like to refinance to get "ahead" but our credit is poor. Any suggestions?'
Answer: is your name on title? if it is, with that low of loan to value, you shouldn't have a problem refinancing.
Question: I'm looking for a lender that can help refinance with bad credit?
My fiance and i want to refi, on our home. I have tried every company i can think of. We both have bad credit, but we need to also cash out to pay off our debt and start over. He owns his own business and it just started picking up again. It's seasonal work(painting). We want a loan with high interest so the payments are afforadable in his off season. Mortgage companies keep telling me that our home is worth too much? I find that hard to believe. If any can help we would thank you very much. I am trying to avoid bankruptcy.
Answer: I would be happy to discuss this with you. We are a direct lender as well as a broker. I have access to pretty much everything. There is always a solution.
Question: Does anyone know a good company for auto refinance w/bad credit?
Need help weeding through the sea of bullsh** ads for a good company to refinance my car. Credit is not so great. Does anyone know a good company?
Answer: It depends on what you mean by bad credit. Just your credit score? Do you have collections? Bankruptcy? There are things that lenders take into account other than credit score.
But sadly, in this market, the lenders are tightening up and not giving good deals to those applications with "bad credit."
With that being said, I'd try HSBC and Americredit. If you want to hit a lot lenders at once, try a refinance company like LendingTree or eLoans.
Question: Can I refinance my home with bad credit?
My husband and I need to refinance our home to lower our monthly payments. We are paying 9% right now. We both have bad credit. About 4 years ago we started getting behind and couldn't make credit card payments. It was either pay them or pay our house payment. So I just didn't pay them. We also have some unpaid medical bills that our insurance didn't cover after the birth of our daughter. The creditors are always on our backs. In May we will be eligible to refinance our home (we had a prepayment penalty clause in our mortgage agreement). What chance do we have of getting a lower interest rate and lower monthly payments? Any help is greatly appreciated!
Answer: Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-cons...
if it helps kindly remember me in your voting!.. cheers!
Question: Why can u buy a house with bad credit but not refinance a house with good credit?
I have been trying to refinance my house for 2 or 3 months now. I have a credit score of 684. I have never had any late payments on my mortgage. Why can't I get my house refinanced?
Answer: It doesn't sound like you should be turned down. Unless your debt to income is bad. Debt to income is the amount you bring in vs. the amount you pay out in bills. If a lender feels that you are currently unable to pay your obligations, they may not be wililng to take on your loan as a refinance. If this is the problem, you may need to talk to lenders about consolidating your debt with your refinance to lower your overall monthly payments. Since your credit score is good, this should be an option for you.
Question: I have questions about Home Refinance with really bad credit.?
My family,I want to refinance our home and we have really bad credit. Is there anything we can do?
Answer: Loan companies are very choosy right now, and a lot of people who want to refinance cannot get a refi loan. You're going to have to talk to your bank and see what they can do for you.
Question: Need to refinance with bad credit profile?
We would like to refiance and have a poor credit rating, but are in the process of re-establishing good credit. We are both civil service employee's and have a decent combined gross income. Can anyone help? If you think you possibly can please leave your email address and I will send you details. Thank you.
answer: You can easily refi with bad credit, as long as you have a good mortgage history. My company does refi's and purchases with scores as low as a 500. Call some mortgage brokers, they can help you with the process.
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